Whether you’re moving from across the country or across the state, Silverton, Oregon, has something to offer everyone. A growing economy, good schools, and plenty of things to see and do make Silverton an attractive place to call home. If you are thinking about moving to Silverton, Oregon, consider calling Harcourts NW Oregon Realty Group at 503-663-8423. Our team of experts know the Silverton area and can help you find your perfect home.
Things to Do in Silverton
If you want an interesting place to live, Silverton is an ideal choice. Outside of the peaceful neighborhoods await a bevy of interesting things to see and experience. Nature lovers are particularly in for a treat, thanks to the lush surroundings and well-kept state parks. One of the most popular attractions is Silver Falls State Park. The falls themselves are located a short drive from downtown Silverton, and many locals make the most of this natural attraction by hiking, biking, and more.
If you prefer the urban life, Silverton has you covered. The charming downtown area teams with life, and residents love exploring cafes, restaurants, and more. One of the more distinct features of Silverton hide on the sides of many of these buildings: murals. The murals in Silverton celebrate local heroes and folklore figures, including astronaut Donald Pettit and Bobbie the Wonder Dog, who both called Silverton home.
A Nice Place to Live
On top of the charming restaurants and interesting things to do, residents appreciate the variety of places to live. Whether looking to own or rent, you can find something that fits your lifestyle. Nearby schools provide a great education for families, and plenty of businesses in the area mean that Silverton enjoys a low unemployment rate. To top it all off, gardens dot the city—Silverton is called “Oregon’s Garden City” for a reason!
Locals take part in plenty of Silverton traditions, including Homer Davenport Days, named after the famous political cartoonist who lived in Silverton. The event includes couch races, music, and more. For a more common celebration, locals dine at trendy restaurants or grab a drink at Seven Brides Brewing, which has become a staple in the Willamette Valley.
If you think Silverton is the right place for you, take the first step in moving to the area by calling Harcourts NW Oregon Realty Group at 503-663-8423. Named Silverton, Oregon’s Business of the Year by the Silverton Area Chamber of Commerce, we are happy to be the first people to welcome you to Silverton. With our expertise, we will find you the ideal place to live for your needs. Contact us today and become a resident in one of Oregon’s best kept secrets!
Moving is usually exciting, but it’s also a lot of work that many people don’t enjoy. From packing up all your belongings to transporting them and then arranging them in your new home, there’s a lot involved. Luckily the millions of people who have moved before you have come up with plenty of nifty moving tips and tricks to make your experience easier and more efficient.
If you’re looking for a new home in the Northwest, call Harcourts NW Oregon Realty Group at 503-663-8423.
When you’re looking for a new home, you’ll certainly need an experienced real estate agent to assist you throughout the process. With so many agents out there it can be difficult to determine who to work with. You’ve surely seen lots of yard signs and online advertisements, but how do you know who the best real estate agent for you is?
As with many other professionals, one of the first ways you can find a real estate agent is by asking family and friends for referrals. It’s recommended that you briefly interview at least three potential real estate agents to determine which would be best for you. Many experts say you should look for an agent with at least five years of experience, but less experienced agents are sometimes just as talented.
Find out if your potential agent is licensed by the state. While doing this you can see if there have been any complaints or disciplinary actions against the agent. You should also look for a real estate agent that does the job full time and not just on the side. It’s often best to go with an agent who is a designated Realtor, meaning they belong to the National Association of Realtors and abide by their strong code of ethics.
As well as being a Realtor, there are other specialized certifications you might want to look for which include CRS (Certified Residential Specialist), ABR (Accredited Buyer’s Representative), and SRES (Seniors Real Estate Specialist). You can look up your potential agent’s current listings online. Check to see that they don’t have too many to focus on or too few. You can also see how closely their current listings match up with the property you are trying to buy or sell.
To learn more about the real estate agents at Harcourts NW Oregon Realty Group, give us a call at 503-455-4050.
So, you’re ready to buy a house! Once you’ve found a house you love, it’s easy to get emotional about the process and rush to make an offer, so that no one buys it out from under you. It’s important, though, to take a step back and look at the property rationally, making sure you know what you’re doing before you jump right in. Make sure you know as much as possible about the house, the area, and the process before you sign anything or put down any money.
Harcourts NW Oregon Realty Group has been in business in Silverton, Oregon since 1994. Our agents are full-time, experienced professionals who provide our clients with exemplary service, building relationships instead of just collecting paychecks. We’d love to help you through the process of finding the right home, in the right area, for you. If you are looking for a home in Oregon, contact us at 503-663-8423.
If you’re buying a home, you’re probably going to need a mortgage. The largest loans most people will ever acquire, mortgages are a big deal - but many people don’t really understand how they work. Fortunately, legislation in recent years has cleared away some of the mystery that used to cloak these important loans, making them easier to understand. If you’re taking out a mortgage, here are some things you need to know.
When you’re ready to buy a home, Harcourts NW Oregon Realty Group can help. Harcourts NW Oregon Realty Group has been in business in Silverton, Oregon since 1994. Our agents are full-time, experienced professionals who provide our clients with exemplary service, building relationships instead of just collecting paychecks. We’d love to help you find the perfect home, and we can also help you find a reputable lender when you’re ready to apply for a mortgage. If you are looking for a home in Oregon, contact us at 503-455-4050.
If you’re thinking about buying a house, you may be unsure of how you’ll come up with a down payment. You typically need anywhere between three and twenty percent of the sale price as a down payment in order to qualify for a loan, and that can amount to a hefty chunk of change. With the right strategy, though, you can get together the money you need.
When you’re ready to buy a home, consider Harcourts NW Oregon Realty Group. Harcourts NW Oregon Realty Group has been in business in Silverton, Oregon since 1994. Our agents are full-time, experienced professionals who provide our clients with exemplary service, building relationships instead of just collecting paychecks. We’d love to help you buy a home, and can even put you in touch with trustworthy mortgage brokers, who can help you decide how much you need and how to achieve your home buying goals. If you’re looking for a home in the Willamette Valley, contact us at 503-663-8423.
We live in an era of “do-it-yourself” projects. Whether you’re remodeling your bathroom or crafting a centerpiece, all you have to do is surf the net, do a little research, and voila! You’ve found a tutorial for doing it on your own. When you’re selling a house, though, you might want to rethink this approach. While self-reliance is admirable, there are many benefits to be gained by working with an experienced agent.
Harcourts NW Oregon Realty Group has been in business in Silverton, Oregon since 1994. Our agents are full-time, experienced professionals who provide our clients with exemplary service, building relationships instead of just collecting paychecks. We’d love to help you sell your home, but we’re also happy to answer any questions you may have, or offer you a free market analysis, to help determine your home’s value. If you have a home to sell in Northwest Oregon, contact us at 503-663-8423.
If you’re shopping for a new home, you’ll certainly want to see it in person. Many first time homebuyers are under the impression that they’ll “know it when they see it”. Sometimes that does happen, but not always. Unfortunately, your dream home might be out of your price range, but chances are you can find something you still love if you know what to look for.
Going to look at homes without a plan can be a waste of time. The following tips can give you a better idea of what to look for or what questions to ask when you start checking out potential properties.
Start the tour on the way to the home. Drive slowly and take note of what types of businesses, schools, churches, or any other places you’ll want to visit are nearby. See if you observe public transportation, potentially noise areas, airplanes overhead, and any other possible negatives.
Check out the outside first. While the inside of the home is the most important, spend a couple minutes looking at the home’s curb appeal. Consider whether or not you’ll have to put a lot of money into paint, windows, roofing, fencing, etc. Think about whether or not there is enough parking for your family and if the home feels safe and secure.
Take notes. If you’re visiting multiple homes, it becomes easy to get them confused with each other. Take notes on paper or on your smartphone, and take plenty of pictures while you’re at it. You can go back later and reconsider your options.
Test out or ask about various systems. This includes the water pressure, the condition of the pipes, the furnace and water heater, electrical outlets, and more. If the power is on feel free to test out all the lights and outlets. You can purchase an inexpensive receptacle tester at your local hardware store.
To schedule a tour of homes for sale in the Willamette Valley area, call Harcourts NW Oregon Realty Group at 503-873-8600.
Buying a home is a big decision that should not be taken lightly. Between the time you decide to buy a home and the time you actually make the purchase, ask yourself the following questions so you can find the perfect home for you.
Buying a home is the most expensive purchase you’ll likely ever make. Paying interest on your mortgage payment is a necessary evil, but a good credit score can lower that amount. Luckily there are plenty of things you can do to increase your credit score including being current on all payments and improving your debt-to-income ratio. You might find that taking a few months to raise your credit score will end up saving you a lot of money over the course of your mortgage.
Buying a home is a big commitment, and you can’t just pick up your house and move it to another area. Many experts recommend not purchasing a home unless you plan on staying in it for at least five years. During that time your home may increase in value, so you’ll be able to sell it and move somewhere else if that better suits your needs.
That’s great that you can afford your mortgage payment, but there are plenty of other costs associated with home ownership. Don’t forget about taxes and insurance in addition to utilities, repairs, and maintenance costs. You’ll need to take care of your lawn or backyard and unexpected expenses can actually be quite common.
If you’re looking for a new home in the Willamette Valley area, call Harcourts NW Oregon Realty Group at 503-455-4050.
When it comes to what’s important when buying a home, one of the age-old phrases you hear is “location, location, location”. That old adage still holds true today. Unless you’re buying a multi-million-dollar custom built home chances are you can find a home with a layout and design comparable to something you’ve seen in another area.
Whether you want to be located close to work, school, certain attractions, nightlife, dining, shopping, or any other number of things, location is one of the most important considerations when buying a new home. So how do you go about finding the best neighborhood for you and your family?
One of the first things you should do is make a list of which qualities you want and don’t want in a neighborhood. This includes factors like noise, the age of the neighborhood, the average age of the residents who live there, and much more.
Be sure to visit each neighborhood you are considering both during the day and at night. Make sure there aren’t any unexpected surprises or that you don’t feel uneasy. Don’t be afraid to cross neighborhoods off your list and start from scratch; you don’t want to settle for something you won’t be comfortable living in.
Talk to other people who live in the neighborhood and ask the local police department for crime statistics. Check out test scores for the nearby schools and be sure the area will work for you for at least five to seven years. Check out the home values in the area and the commute times for private or public transportation. Look into the local property tax rates and evaluate other cost of living factors.
Once you’ve narrowed it down to one of two neighborhoods you’ll be ready to start looking at individual homes. Harcourts NW Oregon Realty Group at 503-455-4050. We can help you find the right home in the right neighborhood.
Buying a new home for the first time can be somewhat intimidating, but it’s also very exciting. Thankfully you aren’t the first home buyer to ever go through the process, and there are plenty of tips you can brush up on to make the process simpler and more efficient.
1. Check Your Credit
Like it or not, your credit score is one of the most important factors in qualifying for a home loan. The days of having to pay for your credit report seem to be over. There are plenty of sites that will allow you to review and monitor your credit report and score for free.
Check for mistakes and report them if you find any. Learn more about how to make positive changes to your credit score and implement them. Allow yourself plenty of time before you are actually ready to buy so your credit score can go up which will save you money.
2. Have Documents Ready
When you apply for a mortgage you’ll need documentation of your income and taxes. Many lenders require two recent paycheck stubs as well as your W-2s for the last two years and your tax returns and past two months’ worth of bank statements. Having these ready to go can save you time and avoid having to come back later.
3. Get Pre-Qualified
Decide how much you can afford to spend even before a mortgage lender lets you know how much you qualify for. You can calculate your debt-to-income ratio and add in your down payment to see where you stand as far as what you can afford. A mortgage lender can pre-qualify you which means you won’t have to do it individually for each house you are interested in.
4. Determine Your Down Payment
It can be difficult to come up with a significant down payment. Many states allow you to take out an assistance loan which is both interest and payment free and forgivable after five years. These are actually more like grants and can be a great help to first-time homebuyers. Speak with your lender for more information.
If you’re a first-time homebuyer in the Silverton, Oregon area, contact Harcourts NW Oregon Realty Group at 503-663-8423.
Welcome to Episode 1!
Here is where you can find some of the "inside" info as to what is happening in the real estate market, tips for preparing your home for sale, new financing tools, and more.
A little background first, as we start our new real estate blog. NW Oregon Realty Group has been in business in Silverton, OR since 1994. We started in Ginni Stensland's Victorian home at the corner of 2nd and Main. We then moved to our current location when we purchased the building at 119 N Water St . Most of the original agents are still with us (a few have retired), and we have added additional agents for a current total of 15. They are all full time professionals dedicated to aiding their Sellers and Buyers through the process of either Selling or Buying.
We have been fortunate to have attained the Number 1 market share position in the Silverton, Mt. Angel market for many years.
We have kept up with the use of current tech tools: website/mobile website/QR Codes/Instant 24/7 Hotlines/Virtual Tours, and more in order to better serve our Sellers and Buyers.
Tune in to our Market Watch (now that introductions are over) for some up to date real estate info. We might even throw in a "true life" real estate story from time to time for your amusement.
Thanks to all of our past, and current clients and customers. We so appreciate your business and on going referrals!
Till the next time,
NW Oregon Realty Group